ONLINE SUPERMARKET - WHERE YOU CAN BUY ALL THINGS.

Friday, 25 May 2012

Big-spending Man City top Premier League value table

May 23, 2012 -- Updated 0918 GMT (1718 HKT)

Manchester City fans saw their team clinch a first English top division title in 44 years.

STORY HIGHLIGHTS

Manchester City fans received the best value for money during the 2011-12 season
The English champions topped a table produced by the ING Direct bank
The table took into account season ticket prices, matches won and goals scored
Queens Park Rangers were adjudged to have provided the least value for money

(CNN) -- Manchester City's English Premier League title came at a staggering cost, with the Abu Dhabi-owned team splashing huge amounts on transfer fees and wages for high-profiles stars like Yaya Toure, Sergio Aguero and David Silva.

Whether City's expensively assembled squad is worth the astronomical wage bill is debatable, but it would seem City's fans are getting their money's worth after the English champions topped a "Value League" released this week.

The league, compiled by the ING Direct bank, ranks England's top-flight clubs based on how much fans pay for their season tickets compared to how the team performed during the 2011-12 season and how many goals they scored.

And it is City who emerged on top, with the team's home fans enjoying 18 wins, one draw and 55 goals in the club's 19 Premier League games at the Etihad Stadium.

Value League

1. Manchester City
2. Wigan
3. West Brom
4. Manchester United
5. Norwich
6. Stoke
7. Swansea
8. Newcastle
9. Everton
10. Bolton
11. Blackburn
12. Sunderland
13. Fulham
14. Aston Villa
15. Arsenal
16. Chelsea
17. Tottenham
18. Wolves
19. Liverpool
20. QPR

Who are European football's "Most Valuable Players?"

Just like on the pitch, City beat off competition from neighbors Manchester United, who placed fourth.

Second on the list were Wigan Athletic, who, despite flirting with relegation for the majority of the season, provided their fans with more entertainment than their more illustrious rivals.

At the other end of the scale, Queens Park Rangers have been ranked as the worst value for money for their fans.

Despite escaping relegation to earn a second successive season in the Premier League, QPR -- owned by Lotus F1 chief Tony Fernandes -- offered their fans the worst performances based on the cost of a season ticket at Loftus Road.

Brand power: Football's most valuable clubs unveiled

Just above Rangers are Liverpool, who last week dispensed with the services of legendary manager Kenny Dalglish after fans endured the club's worst Premier League campaign.

Manchester United is the most valuable brand in football according to a report by independent consultancy Brand Finance. The global appeal and on-field success of the 19-time English champions has helped establish a brand worth an estimated $853 million.

Manchester's money machine

HIDE CAPTION

Brand power: Football's most valuable clubs

Fans celebrate Man City's sweet revenge

Supporters gathered in the famous Kop stand at Liverpool's Anfield stadium saw just six home wins for the Reds during 2011-12, with the five-time European champions finding the net on only 24 occasions.

A survey was also conducted to find out what percentage of season ticket-holders in England's top division would be renewing for the 2012-13 campaign.

Out of a sample of over 2,000 fans, 9% said they would not be renewing their season tickets regardless of price, with 7% set to renew if the price does not increase and 13% yet to decide.

ING Direct CEO Richard Doe is not surprised a section of fans are questioning the need to attend games given the current economic climate.

"Football fans face the same economic difficulties as everyone else and supporting their team can be a costly outgoing," Doe said in a press release.

"So it's not surprising that many fans are questioning the value for money they're getting from their club."

Despite facing financial difficulties, Doe said many fans will ultimately renew their season tickets due to the emotional connection they feel to their team.

"Come the excitement that the start of the new season brings, it will also be interesting to see how many fans put the love of their club ahead of other financial priorities."

It's not surprising that many fans are questioning the value for money they're getting from their club
FSF spokesman

Of the 20 clubs in the Premier League, 12 have frozen or lowered season ticket prices ahead of the new season while five have announced price hikes.

The Football Supporters' Federation (FSF) is a voluntary organization representing fans across Britain.

The FSF told CNN that, while ticket prices differ throughout the league, the issue of admission prices is still a pressing one for football fans.

"Prices vary from club to club so it's unfair to put every one in the same category," said an FSF spokesman. "But it is fair to say ticket pricing is a major concern for fans."

The FSF went on to explain how ticket pricing and the possible introduction of safe standing areas into football grounds were two issues which fans would like to see addressed.

Football stadia in England's top division are required to be all-seater after the Hillsborough disaster in 1989, when 96 fans lost their lives during an FA Cup semifinal between Liverpool and Nottingham Forest.

"Alongside fans telling the FSF that they'd like to see the introduction of safe standing areas, and individual complaints relating to policing or stewarding, (ticket pricing) is one of the most frequent topics the FSF receives calls and emails about," the FSF said.

Share this on:

Facebook Twitter Digg delicious reddit MySpace StumbleUpon LinkedIn Viadeo

We recommend

From around the web

Selected for you by our sponsor:

Pythons Swallow Whole Deer in Florida, $6 Million Tab (Bloomberg.com)
America's Cup Day 1: World's best set sail in Venice (Red Bull)
When and Why to End a Relationship (You Beauty)
Mary Kennedy’s Last Days: Distress From RFK Divorce, New Girlfriend (The Daily Beast)
Super League News iPhone & iPad App (dlvr.it)
This Company Could Kill the Gasoline Engine -- and Make Huge Profits for Investors (StreetAuthority)

Tuesday, 25 October 2011

Are You a Slave to Sin ?

Are You a Slave to Sin ?
Bible
Today's Scripture: Philemon 1

1Paul, a prisoner of Jesus Christ, and Timothy our brother, unto Philemon our dearly beloved, and fellowlabourer,

2And to our beloved Apphia, and Archippus our fellowsoldier, and to the church in thy house:

3Grace to you, and peace, from God our Father and the Lord Jesus Christ.

4I thank my God, making mention of thee always in my prayers,

5Hearing of thy love and faith, which thou hast toward the Lord Jesus, and toward all saints;

6That the communication of thy faith may become effectual by the acknowledging of every good thing which is in you in Christ Jesus.

7For we have great joy and consolation in thy love, because the bowels of the saints are refreshed by thee, brother.

8Wherefore, though I might be much bold in Christ to enjoin thee that which is convenient,

9Yet for love's sake I rather beseech thee, being such an one as Paul the aged, and now also a prisoner of Jesus Christ.

10I beseech thee for my son Onesimus, whom I have begotten in my bonds:

11Which in time past was to thee unprofitable, but now profitable to thee and to me:

12Whom I have sent again: thou therefore receive him, that is, mine own bowels:

13Whom I would have retained with me, that in thy stead he might have ministered unto me in the bonds of the gospel:

14But without thy mind would I do nothing; that thy benefit should not be as it were of necessity, but willingly.

15For perhaps he therefore departed for a season, that thou shouldest receive him for ever;

16Not now as a servant, but above a servant, a brother beloved, specially to me, but how much more unto thee, both in the flesh, and in the Lord?

17If thou count me therefore a partner, receive him as myself.

18If he hath wronged thee, or oweth thee ought, put that on mine account;

19I Paul have written it with mine own hand, I will repay it: albeit I do not say to thee how thou owest unto me even thine own self besides.

20Yea, brother, let me have joy of thee in the Lord: refresh my bowels in the Lord.

21Having confidence in thy obedience I wrote unto thee, knowing that thou wilt also do more than I say.

22But withal prepare me also a lodging: for I trust that through your prayers I shall be given unto you.

23There salute thee Epaphras, my fellowprisoner in Christ Jesus;

24Marcus, Aristarchus, Demas, Lucas, my fellowlabourers.

25The grace of our Lord Jesus Christ be with your spirit. Amen

learn
What is the Meaning of this Text?

he apostle's joy and praise for Philemon's steady faith in the Lord Jesus, and love to all the saints. (1-7) He recommends Onesimus as one who would make rich amends for the misconduct of which he had been guilty; and on behalf of whom the apostle promises to make up any loss Philemon had sustained. (8-22) Salutations and a blessing. (23-25)

Verses 1-7: Faith in Christ, and love to him, should unite saints more closely than any outward relation can unite the people of the world. Paul in his private prayers was particular in remembering his friends. We must remember Christian friends much and often, as their cases may need, bearing them in our thoughts, and upon our hearts, before our God. Different sentiments and ways in what is not essential, must not make difference of affection, as to the truth. He inquired concerning his friends, as to the truth, growth, and fruitfulness of their graces, their faith in Christ, and love to him, and to all the saints. The good which Philemon did, was matter of joy and comfort to him and others, who therefore desired that he would continue and abound in good fruits, more and more, to God's honour.

Verses 8-14: It does not lower any one to condescend, and sometimes even to beseech, where, in strictness of right, we might command: the apostle argues from love, rather than authority, in behalf of one converted through his means; and this was Onesimus. In allusion to that name, which signifies "profitable," the apostle allows that in time past he had been unprofitable to Philemon, but hastens to mention the change by which he had become profitable. Unholy persons are unprofitable; they answer not the great end of their being. But what happy changes conversion makes! of evil, good; of unprofitable, useful. Religious servants are treasures in a family. Such will make conscience of their time and trusts, and manage all they can for the best. No prospect of usefulness should lead any to neglect their obligations, or to fail in obedience to superiors. One great evidence of true repentance consists in returning to practise the duties which have been neglected. In his unconverted state, Onesimus had withdrawn, to his master's injury; but now he had seen his sin and repented, he was willing and desirous to return to his duty. Little do men know for what purposes the Lord leaves some to change their situations, or engage in undertakings, perhaps from evil motives. Had not the Lord overruled some of our ungodly projects, we may reflect upon cases, in which our destruction must have been sure.

Verses 15-22: When we speak of the nature of any sin or offence against God, the evil of it is not to be lessened; but in a penitent sinner, as God covers it, so must we. Such changed characters often become a blessing to all among whom they reside. Christianity does not do away our duties to others, but directs to the right doing of them. True penitents will be open in owning their faults, as doubtless Onesimus had been to Paul, upon his being awakened and brought to repentance; especially in cases of injury done to others. The communion of saints does not destroy distinction of property. This passage is an instance of that being imputed to one, which is contracted by another; and of one becoming answerable for another, by a voluntary engagement, that he might be freed from the punishment due to his crimes, according to the doctrine that Christ of his own will bore the punishment of our sins, that we might receive the reward of his righteousness. Philemon was Paul's son in the faith, yet he entreated him as a brother. Onesimus was a poor slave, yet Paul besought for him as if seeking some great thing for himself. Christians should do what may give joy to the hearts of one another. From the world they expect trouble; they should find comfort and joy in one another. When any of our mercies are taken away, our trust and hope must be in God. We must diligently use the means, and if no other should be at hand, abound in prayer. Yet, though prayer prevails, it does not merit the things obtained. And if Christians do not meet on earth, still the grace of the Lord Jesus will be with their spirits, and they will soon meet before the throne to join for ever in admiring the riches of redeeming love. The example of Onesimus may encourage the vilest sinners to return to God, but it is shamefully prevented, if any are made bold thereby to persist in evil courses. Are not many taken away in their sins, while others become more hardened? Resist not present convictions, lest they return no more.

Verses 23-25: Never have believers found more enjoyment of God, than when suffering together for him. Grace is the best wish for ourselves and others; with this the apostle begins and ends. All grace is from Christ; he purchased, and he bestows it. What need we more to make us happy, than to have the grace of our Lord Jesus Christ with our spirit? Let us do that now, which we should do at the last breath. Then men are ready to renounce the world, and to prefer the least portion of grace and faith before a kingdom.

How can We Apply this Scripture familyto our Life?

Paul wrote this letter from Rome in 60 A.D. to Philemon in behalf of Onesimus. You see Onesimus was a domestic Slave that had run away from Philemon where he met Paul who led him to Christ. Paul convinced Onesimus to return to Philemon and running away from our problems won't solve them. Paul wrote this letter to Philemon to ask him to be reconciled to his runaway slave. Making application we see how Paul's intercession for Onesimus illustrates what Christ has done for us. As Paul interceded for a slave, so Christ interceded for us, slaves to sin. As Onesimus was reconciled to Philemon, so are we reconciled to God through Christ. As Paul offered to pay the debts of a slave, so Christ paid our debt of sin. Like Onesimus we must return to God our Master and serve Him. Are you a slave to Sin today? Turn to Jesus and break those chains of sin and be reconciled to God,

Monday, 24 October 2011

Four things you need to know about shopping online - When dealing with virtual sellers, know the law before flexing your plastic.

Four things you need to know about shopping online
When dealing with virtual sellers, know the law before flexing your plastic.
yahoofinance

*
* tweet3
* Print

Henri May, 15:29, Monday 24 October 2011

Buying on the web has opened up a world of convenience and choice but, if you like to snap up bargains online, you should be aware of the pitfalls. What happens if something doesn't live up to its onscreen expectations? What if something's faulty? What can you do if you had a temporary lapse of judgement?

Here are four things you should know before shopping online:

1. It matters who the seller is

The first thing to be aware of is who you're buying from. If it's a private seller (ie not a business) you have very few rights. This is the case if you buy from other consumers on sites like eBay - legally, when making these purchases, the principle of 'let the buyer beware' applies.

So if you purchase something that's shoddy or doesn't fit or is just a mistake, it's too bad. You can't just change your mind and legally, the seller is under no obligation to guarantee their goods are of 'satisfactory quality'. This phrase covers a multitude of sins ranging from an item's appearance, how long it lasts and any defects it may have. It even covers whether something is fit for its advertised purpose.

Let's say you buy a camping chair from a private seller on eBay and it collapses as soon as you sit on it. Sadly there's nothing you can do except get up off the ground.

[See also: What to do if goods don't turn up]

2. It should be a legal transaction

All is not lost if you buy from Jo Bloggs. The seller still has to guarantee that he/she is the legal owner of the goods and has the right to sell them. This would offer some protection if you inadvertently buy stolen goods, although tracking down a rogue seller could be problematic.

3. The goods should meet the description

Whoever you buy from, you get the security of knowing goods have to meet the description the seller gives them. This is particularly handy if there is an exaggerated inaccurate portrayal of an item and you can't inspect it before committing yourself. So if the collapsing chair is specifically described as 'durable camping chair excellent quality', you would then be entitled to get your money back.

4. It's better to buy from an online shop

You have many more rights if you buy from an online shop or business, rather than a private seller. Whatever a website states about refunds and returns, subject to a few exceptions, you have the right to a cooling off period under the Consumer Protection (Distance Selling) Regulations 2000 when you buy from an online retailer.

This cooling off period allows you to change your mind from the minute you make your order until seven working days after receipt of the goods. This period can be longer if a retailer hasn't sent you all the necessary information but it's best to get on with cancelling sooner rather than later to avoid any argument. Normally you have to cancel in writing.

This right to cancel applies regardless of your reason so if you find lime green doesn't quite match your skin tone when sober, you can still send the item back. Sometimes retailers extend the period in which you can change your mind but they don't have to.

Be careful if you buy music, DVDs or computer software — if you open the sealing you will lose your right to cancel. Other exceptions to your cancellation right include the purchase of fresh food and drink, newspapers and magazines, financial products or goods that are made to order.

[See also: Your rights when shops go bust]

So there's a happy ending?

Well, sort of. You've come to your senses, cancelled your purchase but then you find the cost of sending your item back is going to put you back more than it cost. Some generous traders will pay for your return delivery but there is no legal duty for them to do this unless an item is faulty, not what you ordered or a substitute item. They just have to refund the goods.

So the moral is — check the risk of incurring extra costs before clicking 'purchase' and work out whether any cost involved in sending something back is worth the saving you might have made by buying online.

Having said that, shopping on the web can offer substantial savings and saves you time and travel costs. Armed with the right knowledge, the internet is often the best place to shop.

Today's Scripture: Titus 3

Today's Scripture: Titus 3

1Put them in mind to be subject to principalities and powers, to obey magistrates, to be ready to every good work,

2To speak evil of no man, to be no brawlers, but gentle, shewing all meekness unto all men.

3For we ourselves also were sometimes foolish, disobedient, deceived, serving divers lusts and pleasures, living in malice and envy, hateful, and hating one another.

4But after that the kindness and love of God our Saviour toward man appeared,

5Not by works of righteousness which we have done, but according to his mercy he saved us, by the washing of regeneration, and renewing of the Holy Ghost;

6Which he shed on us abundantly through Jesus Christ our Saviour;

7That being justified by his grace, we should be made heirs according to the hope of eternal life.

8This is a faithful saying, and these things I will that thou affirm constantly, that they which have believed in God might be careful to maintain good works. These things are good and profitable unto men.

9But avoid foolish questions, and genealogies, and contentions, and strivings about the law; for they are unprofitable and vain.

10A man that is an heretick after the first and second admonition reject;

11Knowing that he that is such is subverted, and sinneth, being condemned of himself.

12When I shall send Artemas unto thee, or Tychicus, be diligent to come unto me to Nicopolis: for I have determined there to winter.

13Bring Zenas the lawyer and Apollos on their journey diligently, that nothing be wanting unto them.

14And let our's also learn to maintain good works for necessary uses, that they be not unfruitful.

15All that are with me salute thee. Greet them that love us in the faith. Grace be with you all. Amen.

learn
What is the Meaning of this Text?

bedience to magistrates, and becoming behaviour towards all, are enforced from what believers were before conversion, and what they are made, through Christ. (1-7) Good works to be done, and useless disputes avoided. (8-11) Directions and exhortations. (12-15)

Verses 1-7: Spiritual privileges do not make void or weaken, but confirm civil duties. Mere good words and good meanings are not enough without good works. They were not to be quarrelsome, but to show meekness on all occasions, not toward friends only, but to all men, though with wisdom, (Jam 3:13). And let this text teach us how wrong it is for a Christian to be churlish to the worst, weakest, and most abject. The servants of sin have many masters, their lusts hurry them different ways; pride commands one thing, covetousness another. Thus they are hateful, deserving to be hated. It is the misery of sinners, that they hate one another; and it is the duty and happiness of saints to love one another. And we are delivered out of our miserable condition, only by the mercy and free grace of God, the merit and sufferings of Christ, and the working of his Spirit. God the Father is God our Saviour. He is the fountain from which the Holy Spirit flows, to teach, regenerate, and save his fallen creatures; and this blessing comes to mankind through Christ. The spring and rise of it, is the kindness and love of God to man. Love and grace have, through the Spirit, great power to change and turn the heart to God. Works must be in the saved, but are not among the causes of their salvation. A new principle of grace and holiness is wrought, which sways, and governs, and makes the man a new creature. Most pretend they would have heaven at last, yet they care not for holiness now; they would have the end without the beginning. Here is the outward sign and seal thereof in baptism, called therefore the washing of regeneration. The work is inward and spiritual; this is outwardly signified and sealed in this ordinance. Slight not this outward sign and seal; yet rest not in the outward washing, but look to the answer of a good conscience, without which the outward washing will avail nothing. The worker therein is the Spirit of God; it is the renewing of the Holy Ghost. Through him we mortify sin, perform duty, walk in God's ways; all the working of the Divine life in us, and the fruits of righteousness without, are through this blessed and holy Spirit. The Spirit and his saving gifts and graces, come through Christ, as a Saviour, whose undertaking and work are to bring to grace and glory. Justification, in the gospel sense, is the free forgiveness of a sinner; accepting him as righteous through the righteousness of Christ received by faith. God, in justifying a sinner in the way of the gospel, is gracious to him, yet just to himself and his law. As forgiveness is through a perfect righteousness, and satisfaction is made to justice by Christ, it cannot be merited by the sinner himself. Eternal life is set before us in the promise; the Spirit works faith in us, and hope of that life; faith and hope bring it near, and fill with joy in expectation of it.

Verses 8-11: When the grace of God towards mankind has been declared, the necessity of good works is pressed. Those who believe in God, must make it their care to maintain good works, to seek opportunities for doing them, being influenced by love and gratitude. Trifling, foolish questions must be avoided, and subtle distinctions and vain inquiries; nor should people be eager after novelties, but love sound doctrine which tends most to edifying. Though we may now think some sins light and little, if the Lord awaken the conscience, we shall feel even the smallest sin heavy upon our souls.

Verses 12-15: Christianity is not a fruitless profession; and its professors must be filled with the fruits of righteousness, which are by Jesus Christ, to the glory and praise of God. They must be doing good, as well as keeping away from evil. Let "ours" follow some honest labour and employment, to provide for themselves and their families. Christianity obliges all to seek some honest work and calling, and therein to abide with God. The apostle concludes with expressions of kind regard and fervent prayer. Grace be with you all; the love and favour of God, with the fruits and effects thereof, according to need; and the increase and feeling of them more and more in your souls. This is the apostle's wish and prayer, showing his affection to them, and desire for their good, and would be a means of obtaining for them, and bringing down on them, the thing requested. Grace is the chief thing to be wished and prayed for, with respect to ourselves or others; it is "all good."

.

How can We Apply this Scripture familyto our Life?

In our Bible Study here in the book of Titus we have made application in Titus chapter 1 for the Right Leadership in the Church, in Chapter 2 our responsibility to live right in the Church, and here in Chapter 3 to Obey Government, Avoid useless arguments. We all have a responsibility to live what we study in the scriptures. To not just hear the Word but Obey and live it out in every decision we make. Keeping the main thing, the main thing, Sharing what God did for us through His Son. Once we learn it, we live it, then teach it to the next generation. I have heard of Churches splitting because of the color of the carpet in a building plan. I have heard of Christians not paying their taxes. Fighting within the Church for anything and everything. Be tolerant of believers for their standards and level of their Christian growth. It is really simple, get saved, share Christ, and love others as Christ has loved us. Keep the main thing the main thing.

Bishop Uchenna C. Okonkwor

Saturday, 16 October 2010

ONLINE VISA APPLICATION MADE EASY FOR ALL COUNTRIES